1Wealth Booster will be allocated as extra units at the end of 15th policy year, provided the policy is in-force and all due premiums have been paid till date. Wealth Booster will be equal to the accumulated value of premium allocation charges deducted (excluding top-up premium allocation charges) during the policy term net of taxes, at a guaranteed rate of 7.00% p.a. compounded annually.
2Systematic Withdrawal Plan is allowed only after the first five policy years.
3Policies issued on or after February 01, 2021 where aggregate premium(including top-up premiums and rider premiums) payable during the term of the policy/policies in respect of Unit linked life insurance policies more than Rs 2.5 lakh per year per person is not exempt u/s Section 11 (read with Schedule II, Sr. No. 2). Tax benefits under the policy are subject to conditions prescribed under Section 123 (read with Schedule XV, Sr. No. 1, 2 & 4 ), Section 11 (read with Schedule II, Sr. No. 2), Section 202 and other applicable provisions and schedules of the Income Tax Act, 2025. Taxes, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
4No policy administration charge for annualized premium of ₹ 15 lakh and above
* Life cover is the benefit payable on death of the Life Assured during the policy term
^ ARR : assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance. The above illustration is for a healthy male life with 100% of his investments in Maximiser V and fixed portfolio strategy. The above are illustrative maturity values, net of all charges, Goods and Services taxes and/ or cesses. Since your policy offers variable returns, the given illustration shows different rates of assumed future investment returns. The returns shown in the benefit illustration are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance. When benefit illustrations are included in the content of advertisements- Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
` Past performance is not indicative of future performance. Regulations may restrict us from investing in all the stocks in line with their weights in the index from time to time. As a result, there could be a possible tracking error
| Maximiser Fund V |
ULIF 114 15/03/11 LMaximis5 105 |
| Multi cap Growth Fund |
ULIF 085 24/11/09 LMCapGro 105 |
| Opportunities Fund |
ULIF 086 24/11/09 LOpport 105 |
| Bluechip Fund |
ULIF 087 24/11/09 LBluChip 105 |
| Multi cap Balanced Fund |
ULIF 088 24/11/09 LMCapBal 105 |
| Income Fund |
ULIF 089 24/11/09 LIncome 105 |
| Money Market Fund |
ULIF 090 24/11/09 LMoneyMkt 105 |
| Maximise India Fund |
ULIF 136 11/20/14 MIF 105 |
| Active Asset Allocation Balanced Fund |
ULIF 138 15/02/17 AAABF 105 |
| Value Enhancer Fund |
ULIF 139 24/11/17 VEF 105 |
| Secure Opportunities Fund |
ULIF 140 24/11/17 SOF 105 |
| Focus 50 fund |
ULIF 142 04/02/19 FocusFifty 105 |
| India Growth fund |
ULIF 141 04/02/19 IndiaGrwth 105 |
| Balanced Advantage Fund |
ULIF 144 03/06/21 BalanceAdv 105 |
| Sustainable Equity Fund |
ULIF 145 03/06/21 SustainEqu 105 |
| Mid Cap Fund |
ULIF 146 28/06/22 MidCapFund 105 |
| Mid Cap Hybrid Growth Fund |
ULIF 147 050123 MCHybrdGrt 105 |
| Constant Maturity Fund |
ULIF 148 050123 ConstntMat 105 |
| Mid Cap Index Fund |
ULIF 149 050723 McIndxFund 105 |
| Mid Cap 150 Momentum 50 Index Fund |
ULIF 151 180124 McMomentum 105 |
| Multicap 50 25 25 Index Fund |
ULIF 152 220224 MultiCapIF 105 |
| MidSmall Cap 400 Index Fund |
ULIF 153 150424 MidSmal400 105 |
| MidSmallCap 400 Momentum Quality 100 Fund |
ULIF 156 241024 MscMomQual 105 |
| Smallcap 250 Momentum Ǫuality 100 Index Fund |
ULIF 157 301224 SmcMomQual 105 |
| India Consumption Fund |
ULIF 158 170425 IndConsump 105 |
| Nifty Alpha 50 Index Fund |
ULIF 160 290725 AlphaIndIF 105 |
| BSE 500 Enhanced Value 50 Index Fund |
ULIF 161 091025 EnhancedVF 105 |
| Sector Leaders Index Fund |
ULIF 162 251125 SecLeaders 105 |
| Dividend Leaders 50 Index Fund |
ULIF 163 300126 DivLeaders 105 |
i. Linked insurance products are different from the traditional insurance products and are subject to the risk factors.
ii. The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.
iii. ICICI Prudential Life Insurance Company Limited is only the name of the Life Insurance Company and ICICI Pru Wealth Elite Pro is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
v. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
ICICI Pru Wealth Elite Pro UIN: . W/II/1774/2025-26