ICICI Pru Saral Jeevan Bima- Financial Protection for Family

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Life Insurance
ICICI Pru Saral Jeevan Bima

You work all your life to provide happiness and security to your family and you would not want it to be compromised under any scenario.

ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection need and ensures that your family leads a comfortable life without any financial worries, even in your absence.

Features of ICICI Pru Saral Jeevan Bima

Life Insurance Cover¹

Ensure financial protection of your family. Your nominee will receive a lump sum² amount in case you pass away, while you are covered under this plan.

Flexibility

Choose to pay premiums once, for a limited period or throughout the policy term, as per your convenience.

Tax Benefits³

Tax benefits³ may be applicable on premiums paid and benefits received as per the prevailing tax laws.

Product At A Glance

Minimum Age at Entry	18 years
Maximum Age at Entry	65 years
Maximum Maturity Age	70 years
Policy term	5 to 40 years
Premium Payment Option	Single Pay	Regular Pay	Limited Pay
Premium Payment Term	Single Premium in Lump sum	Equal to Policy term	5 Pay and 10 Pay
Mode of Premium Payment	Single, Yearly, Half-yearly and Monthly^*
Minimum Sum Assured	₹ 500,000 (Sum Assured can only be a multiple of ₹ 50,000)

^* Monthly premium payment mode shall only be allowed under ECS (Electronic Clearing System)/NACH (National Automated Clearing House)

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Disclaimers

¹ Life Cover is the benefit payable on death of the life assured during the policy term.

² If the person whose life is covered by this policy (known as the Life Assured) passes away during the term of the policy, the Death benefit will be paid out as a lump sum to the nominee. This Policy will cover death due to accident during the waiting period of 45 days from the date of commencement of risk.

In case of death of the Life Assured other than due to accident during the waiting period, an amount equal to 100% of all premiums received excluding taxes, if any, shall be paid and the sum assured shall not be paid.

³ Tax benefits/Tax free proceeds under the policy are subject to conditions under Section 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

ICICI Pru Saral Jeevan Bima UIN:

W/II/1573/2024-25