You can choose from 4 portfolio strategies according to your investment styles to accomplish financial goals.
Invest in your choice of funds – various choice of equity, balance and debts funds, you can switch between them anytime.
On death of policyholder, nominee gets life cover and prevailing fund value as a lump sum payout.
Get tax benefits on premiums you pay under Section 80C of Income Tax Act, 1961.
Here, we will invest your money based on your age. Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
Fund allocation | ||
---|---|---|
Age (yrs) | Multi-cap growth fund | Income fund |
36-45 | 65% | 35% |
Please select 2 funds to activate the Target Asset Allocation Strategy. After your selection, every quarter (3 months), we will redistribute your investment to maintain your desired asset allocation.
Under this strategy, the Policyholder's investments will initially be distributed between two funds - Multi Cap Growth Fund, an equity oriented fund, and Income Fund, a debt oriented fund, in a 75%: 25% proportion. This allocation may subsequently change on account of market movements. The portfolio will be rebalanced on the occurrence of a trigger event.
Fund allocation | |
---|---|
Multi-cap growth fund | Income fund |
75% | 25% |
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
year | fund | benchmark | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
2 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
3 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
4 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
5 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
year | fund | benchmark | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
2 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
3 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
4 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
5 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
year | fund | benchmark | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
2 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
3 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
4 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |
5 | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 14.44% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% | 16.08% |