1Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term.
2Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
3Systematic Withdrawal Plan is allowed only after the first five policy years. The total withdrawals in a policy year cannot exceed 20% of the fund value. Please refer to the Sales brochure for more details.
4Life cover is the benefit payable on death of the life assured during the policy term.
5There is no premium allocation charges in Signature Online. Amount equal to total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws.
677.2 mn lives covered across our individual and group customers as per ICICI Prudential Life Council Report.
7As per Financial Statements (Schedule 4- Benefits paid (Gross)) of the company, benefits paid since inception up to March 31, 2023.
8Data regarding AUM is as per Annual Report of the Company for FY2023.
9Guaranteed benefits will be payable, provided all due premiums have been paid. Guaranteed benefits are payable through ICICI Pru Guaranteed Income For Tomorrow.
10Calculated for a 35-year-old healthy male with a premium paying term of 10 years and a policy term of 20 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted. Also, the maturity benefit of GIFT component shown contains online benefit.
11Calculated for a 35-year-old healthy male with a premium paying term of 10 years and a policy term of 15 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted. Also, the maturity benefit of GIFT component shown contains online benefit.
12Wealth creation is through maturity benefit of ICICI Pru Signature.
<ClaimForSure: 1 Day Death Claim Settlement is available for the following:
a) Policies that have been active for 3 consecutive years. All due premiums in the policy have been paid and the policy has been active for 3 consecutive years preceding life assured's death.
b) All mandatory claim documents are submitted at the branch. Mandatory documents to be submitted at Branch Office-Claimant statement form,Original policy certificate,Copy of death certificate issued by local authority, AML KYC documents-Nominee's recent photograph, Copy of Nominee's pan card,Nominee's current address proof, photo identity proof, Cancelled cheque/Copy of bank passbook,Copy of medico legal cause of death,Medical records (Admission notes,Discharge/Death summary,Test reports, etc). For accidental death-Copy of FIR, Panchnama,Inquest report,Postmartem report,Driving license.
c) Total claim amount of all the life policies held by the Life Assured <=₹ 1.5 Crore.
d) Claim does not require any on-ground investigation.
e) 1 Day is a working day, counted from date of receipt of all relevant documents from the claimant, additional information sought by the Company and any clarification received from the claimant. The Company will be calling the claimants for verification of information submitted by the Claimant which will also be considered as part of relevant documents. Working day will be counted as Monday to Friday and excluding National holidays/Bank holidays/Public holidays. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. In case of breach in regulatory turnaround time, interest will be paid as per IRDAI regulations.
Under ULIP policies, if claim is submitted prior to 3 pm then the claim will be considered under Claim For Sure on the same day. If claim is submitted post 3pm or if the policy is inactive at the time of claim notification then the claim will be considered under Claim For Sure the next day as per availability of NAV
#Past performance is not indicative of future performance.
&The investment made by the customer is diversified since part of the investment invested in GIFT lumpsum product gives fixed guaranteed return and rest is invested in ULIP which gives market based returns.
$Tax benefits of ₹46,800 under Section 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium under Section 80C of ₹1,50,000/-
^Calculated for a 35-year-old healthy female with a premium paying term of 10 years and a policy term of 15 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
*ARR stands for assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get, as the value of the policy depends on a number of factors including future investment performance.
~Additional Benefit is offered for online sales. For the Guaranteed income for tomorrow lumpsum component, extra 2.5% of maturity benefit is applicable.
+The Rs. 5,000 premium is the minimum amount when 10 year premium payment term with 20 year policy term is opted. Rs. 2,500 will be invested in ICICI Pru Signature and Rs. 2,500 will be invested in Guaranteed income for tomorrow lumpsum.
|
Bluechip Fund | ULIF 087 24/11/09 LBluChip 105 |
Focus 50 Fund | ULIF 142 04/02/19 FocusFifty 105 |
India Growth Fund | ULIF 141 04/02/19 IndiaGrwth 105 |
Maximise India Fund | ULIF 136 11/20/14 MIF 105 |
Maximiser V | ULIF 114 15/03/11 LMaximis5 105 |
Mid Cap Fund | ULIF 146 28/06/22 MidCapFund 105 |
Multi Cap Growth Fund | ULIF 085 24/11/09 LMCapGro 105 |
Opportunities Fund | ULIF 086 24/11/09 LOpport 105 |
Sustainable Equity Fund | ULIF 145 03/06/21 SustainEqu 105 |
Value Enhancer Fund | ULIF 139 24/11/17 VEF 105 |
Mid Cap Index Fund | ULIF 149 05/07/23 McIndxFund 105 |
Mid Cap 150 Momentum 50 Index Fund | ULIF 151 180124 McMomentum 105 |
Multicap 50 25 25 Index Fund | ULIF 153 150424 MidSmal400 105 |
MidSmall Cap 400 Index Fund | ULIF 400 220224 MidSmallCapIF 105 |
Active Asset Allocation Balanced Fund | ULIF 138 15/02/17 AAABF 105 |
Balanced Advantage Fund | ULIF 144 03/06/21 BalanceAdv 105 |
Multi Cap Balanced Fund | ULIF 088 24/11/09 LMCapBal 105 |
Mid Cap Hybrid Growth Fund | ULIF 147 050123 MCHybrdGrt 105 |
Income Fund | ULIF 089 24/11/09 LIncome 105 |
Secure Opportunities Fund | ULIF 140 24/11/17 SOF 105 |
Money Market Fund | ULIF 090 24/11/09 LMoneyMkt 105 |
Constant Maturity Fund | ULIF 148 050123 ConstntMat 105 |
This combination solution is applicable for Lump sum plan option of ICICI Pru Guaranteed Income For Tomorrow with online benefit and ICICI Pru Signature.
This combination solution comprises one set of policies each of two products named ICICI Pru Guaranteed Income For Tomorrow & ICICI Pru Signature. These are also available individually with the Company and it is not mandatory for the customer to apply for this combination only.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.
The customer is requested to separately go through the product brochures of ICICI Pru Guaranteed Income For Tomorrow (UIN: 105N182V09, a non-linked, non-participating, life, individual, savings product) & ICICI Pru Signature (UIN: 105L177V06, a unit-linked non-participating individual life insurance plan) to take the decision to opt for this combination solution after having fully understood the risk factors, product terms and conditions. Advt. No.: W/II/0181/2024-25
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.