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Plans
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TERM INSURANCE
- ICICI Pru iProtect Smart (Bestseller)`~Lumpsum Payout
- Claims amount paid out in single instalments (lumpsum)
- Up to 5%`= Online Discount (Lifetime)
- Affordable High Life Cover!a to protect your family
- Up to 15%2 Salaried Discount (For 1st Year premium)
- Tax benefit^ on premiums paid and tax-free^ claims payout
- Optional 34 Critical Illnesses## rider & Accidental Death Benefit9 rider
- ICICI Pru iProtect Smart Monthly Income Payout
- Claims amount paid in monthly instalments
- Up to 5%`= Online Discount (Lifetime)
- Up to 30%*2 discount on premiums for monthly income payout (Lifetime)
- Up to 15%2 Salaried Discount (For 1st Year premium)
- In-built Terminal Illness Benefit3A and Permanent Disability Waiver5
- Optional 34 Critical Illnesses## rider & Accidental Death Benefit9 rider
W/II/1316/2023-24
- ICICI Pru iProtect Smart (Term Plan for Women)
- Affordable High Life Cover!a to protect your family
- Flat 15%F Discount for Women on Life Cover (Lifetime)
- Up to 5%`= Online Discount (Lifetime)
- Up to 15%2 Salaried Discount (For 1st Year premium)
- 34 Critical Illnesses Cover## (Optional)
- Tax benefit^ on premiums paid and tax-free^ claims payout
W/II/0354/2024-25
- ICICI Pru iProtect Super (New)(No income documents requiredI)
- Affordable Life cover1 to protect your family: No Income Documents RequiredI
- 12-month Premium BreakP @ ₹0 extra cost
- Terminal Illness Benefit6 and 100% Premium Refund3 option @ ₹0 extra cost
- Optional Additional Accidental Death4 and Disability5 rider
- On 1st Year Premium: 5%! Online Discount & 7%L Loyalty Discount
- Flat 15%F Lifetime Female Discount
- ICICI Pru iProtect Smart (Bestseller)`~Lumpsum Payout
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Term Insurance with Returns
- ICICI Pru iProtect Smart – Smart Exit Option(Optional Return)
- Affordable High Life Cover2a to protect your family
- Up to 200% Total Premium Refund option°
- Optional 34 Critical Illnesses## rider of up to ₹ 1 crore
- Optional Accidental Death Benefit9 rider of up to ₹ 2 crore
- In-built Terminal Illness Benefit4 and Permanent Disability Waiver5
- Tax benefit^ on premiums paid and tax-free^ claims payout and returns
- Special discount2 on first year’s premium for salaried customers
- ICICI Pru Protect N Gain (New)(Market Linked Return)
- Potential to grow your wealth with Market Linked Returns
- Life cover1 up to 125x of Annual Premium7
- Return of Mortality and premium allocation charges2
- Unlimited tax-free* partial withdrawals4 allowed, that too free of cost
- Take control of your investments with unlimited free fund switches6
- Tax benefit* on premiums paid and tax-free* claims payout and returns
- ICICI Pru iProtect Smart Return of Premium(Guaranteed3 Return)
- High life cover1 to protect your family
- Guaranteed3 100% return of premium3 on survival
- Tax* benefit on premiums paid u/s 80C
- Optional Accidental Death Rider4 of up to ₹ 3 crore
- Optional Accidental Total and Permanent Disability Rider5 of up to ₹ 3 crore
- 15%F lower premiums for women (lifetime)
W/II/1208/2024-25
- ICICI Pru iProtect Super (New)(No income documents requiredI)
- Affordable Life cover1 to protect your family: No Income Documents RequiredI
- 12-month Premium BreakP @ ₹0 extra cost
- Terminal Illness Benefit6 and 100% Premium Refund3 option @ ₹0 extra cost
- Optional Additional Accidental Death4 and Disability5 rider
- On 1st Year Premium: 5%! Online Discount & 7%L Loyalty Discount
- Flat 15%F Lifetime Female Discount
- ICICI Pru iProtect Smart – Smart Exit Option(Optional Return)
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ULIP (UNIT LINKED INSURANCE PLANS)
- ICICI Pru Signature Assure (Popular)
- ICICI Pru Protect N Gain(Market Linked Return)
- Potential to grow wealth through market linked returns*
- Life cover1 to secure your loved ones
- Systematic withdrawal plan4 to withdraw money regularly from your policy
- Tax benefits6 as per prevailing tax laws
- Return of Mortality and Premium allocation charges4
- Maturity booster5 to boost your fund value
- ICICI Pru Platinum
- ICICI Pru Signature Pension
- Build your retirement corpus through market-linked returns and live a stress-free life after retirement
- Tax-free commutation of up to 60% of the vesting benefit1
- Flexibility of Partial Withdrawals2
- Choice of 3 portfolio strategies and a wide range of funds3
- Low-cost charge structure with return of charges at vesting4
- ICICI Pru1 Wealth
- Invest only once and enjoy benefits for entire policy term
- 100% amount invested in wide range of funds
- Choice of multiple funds
- Life cover to protect your loved ones
- Tax benefits up to ` 46,800 u/s 80(C) and 10(10D)
- ICICI Pru LifeTime Classic
- ICICI Pru Smart Goal Assure
- Grow your wealth through market linked returns
- Goal Assurance with Future Secure2 (i.e. Waiver of Premium)
- Financial security for your family in your absence with life cover6 and Family Income5
- Return3 of premium allocation charges and policy administration charges at maturity
- Assurance of protecting your investments through Maturity Protect4
- Choice of 4 portfolio strategies and wide range of funds1
- Tax benefits7 as per prevailing tax laws
- ICICI Pru Signature
- Financial protection for your loved ones with life cover
- Tax benefits u/s 80C & 10(10D)4
- Return of mortality and policy administration charges1
- Withdraw money regularly from your policy with SWP3
For offline Signature refer to Offline Signature Brochure
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ULIP WITH CAPITAL GUARANTEE
- ICICI Prudential Signature Capital Guarantee II
- ICICI Prudential Save ‘N’ Grow
- 100% Capital guarantee1 + market-linked returns2
- Diverse fund options across equity, balanced and debt
- Protect your loved ones financially with a life cover4
- Tax3 benefits u/s 80C and 10(10D)
- Boost your returns with maturity boosters6
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Guaranteed Return Plans
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Child Plans
- ICICI Pru SmartKid Assure (New)
- Create a corpus for your child's future with market linked returns
- Life cover1 + in built premium waiver18 to financially protect your child in your absence
- Income3 benefit to cover necessary expenses in case of parent’s sudden demise
- Tax* benefits u/s 80C and 10(10D)
* T&C Apply
- ICICI Pru Smart Kid Guarantee
- ICICI Pru SmartKid Assure (New)
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RETIREMENT AND PENSION PLANS
- ICICI Pru Signature Pension (New)(Market Linked Return)
- Build your retirement corpus through market-linked returns and live a stress-free life after retirement
- Tax-free commutation of up to 60% of the vesting benefit1
- Flexibility of Partial Withdrawals2
- Choice of 3 portfolio strategies and a wide range of funds3
- Low-cost charge structure with return of charges at vesting4
- ICICI Pru Guaranteed Pension Plan FlexiRegular Premium Future Income
- A regular-pay deferred annuity plan that helps you gradually build the retirement savings and provide guaranteed income for life
- Flexible premium paying terms and deferment periods
- Choice of increasing annuity options that will give you inflation hedged retirement income in your golden years
- Flexibility to withdraw up to 60% of total premiums paid as lumpsum
- Financial security for your family even in your absence, with the Waiver of Premium feature3
- Annuity plan can cover either single or joint life2
- Tax benefits as per prevailing tax laws
- ICICI Pru Saral Pension PlanSingle Premium Immediate Income
- ICICI Pru Gold Pension Savings Plan
- ICICI Pru Guaranteed Pension PlanDeferred Annuity
- Single premium plan to get guaranteed income for the rest of your life
- Option to defer income by up to 10 years
- Annuity plan can cover either single or joint life
- Flexible payout options to suit your need
- Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax
- ICICI Pru Guaranteed Pension PlanImmediate Annuity
- Single premium plan to get guaranteed income for the rest of your life
- Option to get annuity income as early as next month
- Annuity plan can cover either single or joint life
- Flexible payout options to suit your need
- Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax
- ICICI Pru Signature Pension (New)(Market Linked Return)
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SAVINGS/ ENDOWMENT PLANS
- ICICI Pru Gold (New)
- Regular income1 up to 99 years of age followed by a lump sum2 on maturity
- Option to start receiving income immediately from the end of 1st policy year/month or defer3 it for a few years as per your need
- Protection through life cover4 till up to 99 years of age
- Tax benefits5 may be applicable on premiums paid and benefits received as per prevailing tax laws
- ICICI Pru Sukh Samruddhi (New)
- Choice to avail benefits as either Income or Lump sum
- Life cover1 for financial protection of your loved ones
- Option to receive income on any date of your choice with ‘Save the Date’2
- Option to accumulate income and withdraw it later as per your convenience with ‘Savings Wallet’3
- Tax benefits4 may be applicable on premiums paid and benefits received as per prevailing tax laws
- ICICI Pru Future Perfect
- ICICI Pru Savings Suraksha
- Life cover1 to protect your loved ones
- Guaranteed* Maturity Benefit2 and Guaranteed* Additions3
- Get Reversionary and Terminal Bonus4, if declared
- Tax5 benefits may be applicable to premiums paid and benefits received as per the prevailing tax laws
*Conditions apply
- ICICI Pru Gold (New)
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Health Insurance Plans
- ICICI Pru Wish (New)
- Comprehensive coverage1 against women specific critical illnesses2 and surgeries2
- Cover1 for surgeries2 resulting from specific illnesses2
- Fixed lump sum1 pay-out on diagnosis of any of the covered critical illnesses2
- Premium remains guaranteed3 throughout the coverage term
- Coverage1 for pregnancy complications and newborn complications through Maternity Care Benefit under Health Care Plus plan option
- Premium Sabbatical4 Benefit which allows you to get one full year’s premium holiday, while enjoying full policy benefits
- ICICI Pru iProtect Smart - Life & Health(Life Cover + Critical Illness Cover)
- Up to ₹1 crore 34 Critical Illnesses## cover (optional)
- Adequate Life cover!a to protect your family
- Covers diseases like Cancer, Heart Attack, organ failure, etc
- Lumpsum Critical Illness## claims payout based on diagnostic report
- In-built Terminal Illness Benefit3 and Permanent Disability Waiver5
- Tax benefit^ on premiums paid (80C/80D) and tax-free^ claims payout (10(10D))
*Conditions apply
- ICICI Pru Wish (New)
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TERM INSURANCE
- Term Insurance
- Claims
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