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Guaranteed^ Income Plan

Secure your family goals, your way.
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100% Guaranteed^, tax-free* income
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MoneyBack Benefit1+ Life Cover+
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3% additional benefit on buying online~

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Income as per your choice

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Customisable MoneyBack Benefit1

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Flexibility to choose income period$

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Low Cover Income Booster2

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^Conditions Apply
Pay
₹ 1 Lakh p.a. for 10 years
Get
Total Benefits of ₹ 45.70 Lakh4 over 30 years

ICICI PRU GIFT Pro Calculator

Don’t worry; we won’t spam!
click hereBy not undergoing the suitability analysis, you confirm to purchase the policy based on your independent assessment of the suitability of the product.If you wish to be redirected to calculate your premium without sharing your personal details, click here

What is ICICI Pru GIFT Pro?

It is a highly customisable protection and savings-oriented life insurance plan that provides financial security to your family with a life cover+ and fulfils your goals with guaranteed^ benefits. This plan is designed to fit all your needs so that you can plan your goals ahead of time and achieve them like a PRO.

Recommended For

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Balanced Investors
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Second Income Cushion
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Goal Based Savers
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Retirement Planning
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Balanced Investors

Investors who would like to diversify their portfolio with guaranteed short-term income along with MoneyBack Benefit at the end of the income period. This money can be used to take care of their goals or for reinvestment purposes.

How the plan works?

Explore the two options available under ICICI Pru GIFT Pro.

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Meet Bhavesh
30-year-old
He is a 30-yearmarketing professional
He invests in a
Guaranteed^ return plan to ensure increasing returns with no worries.
Man
    1
  • Icon for year 1

    Year 1

  • Icon for year 2

  • Icon for year 3

  • Icon for year 4

  • Icon for year 5

    Year 9

Ishan Pays

₹1 lakh p.a. for 10 years

₹ Icon

Year 13

₹99,750 --
Money Bag

Year 42

2
1

He gets a guaranteed income of 99,750 every year for 30 years

Ishan Gets

₹10.3L

as Maturity amount

at the end of 42nd year

Total Premium Paid

₹ 10 Lakh

Total Benefits Received

₹ 40.3 L

Tax Benefits 80C & 10(10D)

ARR (Assumed Rate of Return) refers to the standard assumption for the rate of return of 8% and 4%, as specified by IRDAI. This is just an illustration and not indicative of the actual returns you may get. Please look at our fund performance below to track the actual returns.
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Eligibility

Know More About The Plan

Need Help? Call us Today

Why Choose Icici Prudential life?

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9.69 Cr

Lives covered as on March 31, 2024T

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₹2.79 Lakh Cr

Benefits paid till March 31, 2024`

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₹2.94 Lakh Cr

Assets under management as on March 31, 202418

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1 Day<

Death Claim Settlement

Buy Online in 3 simple steps

Choose premium amount
Select your choice of funds
Make Payment & Upload Documents
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Policy Issued

Frequently Asked Question

Does ICICI Pru GIFT Pro offer completely guaranteed^ benefits?

What kind of needs can be fulfilled by GIFT Pro?

What are the different income options available under ICICI Pru GIFT Pro?

What is Level Income option?

What is Increasing Income option?

For how many years will I get income under the Increasing/Level Income option?

Can I take Guaranteed^ Income under Level/Increasing Income option in half-yearly or monthly frequency?

When does the income start under the Level/Increasing Income plan option?

What is MoneyBack Benefit and MoneyBack Benefit %?

When will I receive MoneyBack Benefit?

Can I opt to not receive any MoneyBack Benefit?

What will be the impact of MoneyBack Benefit on Guaranteed^ Income amount?

Can I change MoneyBack Benefit % and year after purchasing the policy ?

What is Low Cover Income Booster?

When can I opt for Low Cover Income Booster

What happens in case of death of the Life Assured during the Policy Term?

What happens in case of death of the Life Assured between the period of completion of policy term & start of the income term?

Is Life Insurance Benefit applicable during the Income Period? What happens in case of death of the Life Assured during the Income period?

What is 'Save the Date' feature?

In case the policy is taken on the life of a minor life assured (age less than 18 years), what will happen on him/her turning age 18 years (attaining majority)?

Disclaimer
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