IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER^U

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

^URisk factors and warning statements

1. Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors.
2. The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The annuity amount/ NAVs of the unis may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions.
3. ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru Signature Assure is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns.
4. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
5. The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns

^*Policies issued on or after February 01, 2021 where aggregate premium(including top-up premiums and rider premiums) payable during the term of the policy/policies in respect of Unit linked life insurance policies is more than ₹ 2.5 lakh per year per person is not exempt u/s 10(10D).Tax benefits of ₹ 46,800 under Section 80C is calculated at tax rate of 31.20% (including Cess excluding surcharge) on life insurance premium under Section 80C of ₹1,50,000/-. Further Tax benefits under Section 10(10D) is calculated at 13% (Including Cess excluding surcharge) on proceeds without considering benefits of ₹ 125,000 As per section 112A of Income Tax Act 1961. Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

¹Life cover is the benefit payable on death of the life assured during the policy term.

²This feature comes under Future Secure benefit and is only applicable if all the due premiums have been paid till the date of death of life assured.

³This feature comes under Family Income benefit option is an amount equal to a percentage of the sum assured, payable every year on policy anniversary till the end of policy term.

⁴Loyalty additions equal to 2.5% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term

⁵ Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.

⁶Calculated for a 35-year-old healthy male with a premium paying term of 10 years and a policy term of 20 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

⁷Calculated for a 35-year-old healthy male with a premium paying term of 10 years and a policy term of 20 years for limited pay option along with family income option with income as 10% of sum assured. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

⁸9.69 Cr lives covered across our individual and group customers as per ICICI Prudential Life Council Report.

⁹As per Financial Statements (Schedule 4- Benefits paid (Gross)) of the company, benefits paid since inception up to March 31, 2024.

¹⁰Data regarding AUM is as per Annual Report of the Company for FY2024

¹³For the purpose of partial withdrawals, lock in period for the Top-up premiums will be five years or any such limit prescribed by IRDAI from time to time. Partial withdrawals will be made first from the Top-up Fund Value (if any) which has completed the lock in period, as long as it supports the partial withdrawal, and then from the Fund Value built up from the base premium(s). In case of minor lives, partial withdrawal can be done only after the auto vesting of the policy

¹⁴In case of unfortunate demise of policyholder, sum assured amount will be paid out, all payable premiums will be waived off and nominee can even get a regular income till end of policy term. On policy maturity, fund value will be disbursed. In this way, your goals are assured even in your absence

^!!Returns as on 31^st Jan 2025.

^{^}Past performance is not indicative of future performance

¹⁸Maturity Protect is referred to as 100% Return of Premiums paid. Maturity Protect is applicable only where the Life Assured survives till the end of the policy term provided all due premiums have been paid and no partial withdrawals have been made during the policy term.  In case the fund value at the end of the policy term falls below the Annualised Premium times Premium Payment Term, a Maturity Protect benefit will be allocated as extra units at the end of the policy term. The Maturity Protect amount shall be computed as Annualised Premium times Premium Payment Term less Fund Value subject to a minimum of zero. Maturity Protect benefit will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation

^**ARR : Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.

^<ClaimForSure: 1 Day Death Claim Settlement is available for the following:

a) Policies that have been active for 3 consecutive years. All due premiums in the policy have been paid and the policy has been active for 3 consecutive years preceding life assured's death.

b) All mandatory claim documents are submitted at the branch. Mandatory documents to be submitted at Branch Office-Claimant statement form,Original policy certificate,Copy of death certificate issued by local authority, AML KYC documents-Nominee's recent photograph, Copy of Nominee's pan card,Nominee's current address proof, photo identity proof, Cancelled cheque/Copy of bank passbook,Copy of medico legal cause of death,Medical records (Admission notes,Discharge/Death summary,Test reports, etc). For accidental death-Copy of FIR, Panchnama,Inquest report,Postmartem report,Driving license.

c) Total claim amount of all the life policies held by the Life Assured <=₹ 1.5 Crore.

d) Claim does not require any on-ground investigation.

^{^}Past performance is not indicative of future performance

^}}Tax savings of ₹ 5,54,367 is calculated as aggregation of ₹ 3,74,400 tax savings on Premium and tax savings of ₹ 1,79,967 on benefits received  (when compared with Taxable payouts) from Unit Linked insurance policy Tax savings of ₹ 3,74,400 on premium is calculated as ₹ 37,440 per year on life insurance premium under Section 80C of ₹1,20,000/- for 10 years calculated at tax rate of 31.20% (including Cess excluding surcharge)). Tax savings of ₹ 1,79,967 on benefits received form unit linked policy is calculated on the net benefits received (payouts minus premiums paid for 10 years) in excess of Rs 1,25,000 at tax rate of 13% (including Cess excluding surcharge)) i.e (₹ 27,09,364 -₹ 12,00,000)= ₹ 15,09,364 - ₹1,25,000 exemption=13,84,364*13% = ₹ 179967

^1*Calculated for a 35-year-old healthy male paying Rs. 2,50,000 annually with a premium paying term of 15 years and a policy term of 25 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

^}Tax savings of ₹ 5,76,843 is calculated as aggregation of ₹ 3,74,400 tax savings on Premium and tax savings of ₹ 2,02,443 on benefits received  (when compared with Taxable payouts) from Unit Linked insurance policy Tax savings of ₹ 3,74,400 on premium is calculated as ₹ 37,440 per year on life insurance premium under Section 80C of ₹1,20,000/- for 10 years calculated at tax rate of 31.20% (including Cess excluding surcharge)). Tax savings of ₹ 2,02,443 on benefits received form unit linked policy is calculated on the net benefits received (payouts minus premiums paid for 10 years) in excess of Rs 1,25,000 at tax rate of 13% (including Cess excluding surcharge)) i.e (₹ 28,82,256 -₹ 12,00,000)= ₹ 16,82,256- ₹1,25,000 exemption=15,57,256*13%= ₹ 2,02,443

^##Minimum premium in ICICI Pru Signature Assure is Rs. 2,500 p.m

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Signature assure UIN : 105L196V01, Advt. No.: W/II/2000/2024-25