-
You need Life Cover of
-
you are
-
you were born on
YOUR ANNUAL PREMIUM FOR ICICI PRU iPROTECT SMART - LIFE OPTION
TODAY
7631/- p.a.
This option is available only for premium more than Rs. 3600.FOR YEARS TERMAFTER
7631/- p.a.
FOR YEARS TERMMaximum policy term available for age is years. The premium amount displayed above will be less because the policy term had to be reducedIf you buy after years, it will cost youDon't delay, BUY NOW!2,10,400 extra over a period of years. -
-
-
First Name
-
Last Name
-
email
-
Mobile number
By submitting my contact details here, I override my NDNC registration and authorise ICICI Prudential Life and its authorised representatives to contact me.
Continue -
-
-
Life cover
The total sum assured
-
Payment term
The duration for which you wish to pay premium
-
Policy Term
How long your policy continues
-
Payment Frequency
How often you will pay premiums
2 months premium payable with first instalment.
Payout options (Choose how your nominees should receive the payout)
-
Lumpsum +
New Edit
Regular IncomeOut of the total life cover of
1.2 crore:
50% will be paid out immediately and 50% will be paid out in equal monthly instalments for 10 years starting from the next year.
60 lakh will be payable immediately and from the next year 50,000 will be paid out every month.
Know More
-
Lumpsum
The entire benefit as one payout.Plans death benefit / Terminal illness*** benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium*** on Disability In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.
Accidental death benefit In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness** Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail
1 Crore
Your yearly Premium *
N.A.
7,631
N.A.
7,200
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
6,900
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
6,700
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
* premium rates mentioned above are inclusive of all taxesPlans death benefit / Terminal illness*** benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium*** on Disability In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.
Accidental death benefit In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness** Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail
1 Crore
Your Premium*
N.A.
7,631
N.A.
7,200
15,841
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
6,700
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
Plans death benefit / Terminal illness*** benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium*** on Disability In the unfortunate case of permanent disability due to an accident, your policy continues and no more premium to be paid.
Accidental death benefit In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness** Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail₹ 1 Crore
Your yearly Premium *
N.A.
7,631
N.A.
7,200
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
6,900
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
6,700
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
Plans death benefit / Terminal illness*** benefit Life Assured will receive sum assured in case of detection of terminal stage illness.
Waiver of premium*** on Disability In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums.
Accidental death benefit In case of death of the life assured due to an accident, the nominee will receive double the sum assured (if life cover is 10 lakh and ADBR is 10 lakh then the nominee will receive 20 lakh). Maximum amount that can be availed is
2 Crore and will be paid as a lump sum.Critical Illness** Benefit The CI Benefit offers you coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs in the unfortunate case of diagnosis of any of these illnesses.
Maximum amount you can avail₹ 1 Crore
Your yearly Premium *
N.A.
7,200
N.A.
7,200
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
6,900
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
6,700
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
Summaryedit-
your Name
Lorem Ipsum
-
Gender
Male
-
Date of birth
28/02/1992
-
email
lorem@ipsum.com
-
Mobile
987654321
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Tobacco Consumption
Yes
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Your recommended plan
-
-
Selected Life Cover
1 Crore
-
*inclusive of taxes
YOUR PREMIUM FOR A POLICY TERM OF YEARS AND PREMIUM PAYMENT TERM OF YEARS
13,363
-
-
Benefits of the plan
-
Payout option selected
-
-
You need Life Cover of
-
you are
-
you were born on
-
Do you consume Tobacco?
YOUR ANNUAL PREMIUM FOR ICICI PRU iProtect Smart - LIFE OPTION
TODAY
13,721/- p.a.
FOR 40 YEARS TERMAFTER
18,981/- p.a.
FOR YEARS TERMMaximum policy term available for age is years. The premium amount displayed above will be less because the policy term had to be reducedIf you buy after years, it will cost youDon't delay, BUY NOW!2,10,400 extra over a period of years. -
-
-
First Name
-
Last Name
-
Mobile number
-
email
By submitting my contact details here, I override my NDNC registration and authorise ICICI Prudential Life and its authorised representatives to contact me.
Continue -
-
-
Life cover
The total sum assured
-
Payment term
The duration for which you wish to pay premium
-
Policy Term
How long your policy continues
-
Payment Frequency
How often you will pay premiums
2 months premium payable with first instalment.
Choose Your Payout Option
-
Regular Income
-
Lumpsum + Regular Income
-
Lumpsum
-
Increasing Income
The entire benefit as one payout.
Lower premium with this payout option.
Know more
10% of the benefit amount will be paid out for 10 years in equal monthly instalments. The nominee can choose to get the first years benefit as a lump sum and the monthly income will start from the next month for 9 years.Out of the total life cover of
Know More
1.2 crore:
50% will be paid out immediately and 50% will be paid out in equal monthly instalments for 10 years starting from the next year.
60.00 lakhs will be payable immediately and from the next year 50,000 will be paid out every month.The benefit amount is payable in monthly instalments for 10 years starting with 10% of the benefit amount per annum in the first year. The income amount will increase by 10% per annum simple interest every year thereafter.
Know morePlans Accidental death benefit Critical Illness Benefit Your Premium
for 30 years
7,631
Policy Details: ICICI Pru iProtect Smart Life Option
Comprehensive care and protection for your family
The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you
Accidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
for 30 years
7,200
Financial support when you need it most
Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
6,900
Added protection for your family and loved ones.
This option provides you with all the benefits of the iProtect Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability and also gives you:
closeAccidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
6,700
The perfect way to start protecting your family.
ICICI Pru iProtect Smart Life option is loaded with features that help you through difficult times:
Terminal Illness benefit:
The payout amount that the nominees receive in the unfortunate case of the death or diagnosis of terminal illness of the insured.
closeWaiver of Premium On Disability:
In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums
* premium rates mentioned above are inclusive of all taxesPlans Accidental death benefit Critical Illness Benefit Your Premium
for 30 years
7,631
Policy Details: ICICI Pru iProtect Smart Life Option
Comprehensive care and protection for your family
The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you
Accidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
for 30 years
7,200
Financial support when you need it most
Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
6,900
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
6,700
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
* premium rates mentioned above are inclusive of all taxesPlans Accidental death benefit Critical Illness Benefit Your Premium
for 30 years
7,631
All in One Option - Benefits in Detail
We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
COVERED CRITICAL ILLNESSES-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ/ Bone Marrow Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Alzheimer's Disease | Motor Neurone Disease with Permanent Symptoms | Multiple Sclerosis with Persisting Symptoms | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
Please read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
closeThe policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. Once the CI Benefit is paid, the future premium towards CI benefit will stop and your premium amount will reduce. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. In case of incidences covered under accidental Permanent Disability as well as Critical Illness, benefits shall be paid out under both the options.
for 30 years
7,200
Life & Health Option - Benefits in Detail
We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
You also get the Critical Illness (CI) Benefit. This benefit provides coverage against 34 critical illnesses. We will pay you the CI Benefit, as a lump sum to meet your financial needs. The benefit is payable irrespective of the actual expenses incurred for treatment and on first occurrence of any of the covered 34 illnesses.
COVERED CRITICAL ILLNESSES-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ/ Bone Marrow Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Permanent Paralysis of Limbs | Stroke resulting in permanent symptoms | Alzheimer's Disease | Motor Neurone Disease with Permanent Symptoms | Multiple Sclerosis with Persisting Symptoms | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
Please read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
closeThe policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. Once the CI Benefit is paid, the future premium towards CI benefit will stop and your premium amount will reduce. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. In case of incidences covered under accidental Permanent Disability as well as Critical Illness, benefits shall be paid out under both the options.
6,900
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
close3. In case of death due to an accident, we will pay your nominee the Accidental Death Benefit as lump sum. This benefit ensures that you enhance your life cover significantly at very affordable rates.
6,700
1. We will pay the Death Benefit (the Sum Assured chosen by you) to your nominee, on the first occurrence of either:
- Death of the Life Assured, or
- Diagnosis of Terminal Illness***
close2. On diagnosis of Permanent Disability due to an accident, the future premiums under your policy for all benefits are waived.
Plans Accidental death benefit Critical Illness Benefit Your Premium
for 30 years
7,631
Policy Details: ICICI Pru iProtect Smart Life Option
Comprehensive care and protection for your family
The All in 1 option gives you all the benefits of the Life Option - Terminal Illness Benefit and Waiver Of Premium On Disability while also bringing you
Accidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
-
Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
-
Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
for 30 years
7,200
Financial support when you need it most
Health is precious and a health crisis can severely affect your family. The Life and Health Option gives you all the benefits of the Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability while bringing you much needed financial support when you need it most.
Critical Illness Benefit:
Major illness is a serious matter, the cost of care is high and you may also not be able to work. In this time your family needs full support. The CI Benefit offers you coverage against 34 critical illnesses. In case any of these illness are diagnosed we will pay you the CI benefit as a lumpsum and help you the difficult times.
Critical Illnesses covered-
Cancer
Cancer of specified severity
-
Heart and Artery Benefit
Angioplasty* | Heart Attack | Heart Valve Surgery | Surgery to aorta | Cardiomyopathy | Primary Pulmonary hypertension | CABG
-
Major Organ Benefit
Blindness | Chronic Lung Disease | Chronic liver disease | Kidney Failure | Major Organ Transplant
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Brain and Nervous System Benefit
Apallic Syndrome | Benign Brain Tumour | Brain Surgery | Coma | Major Head Trauma | Paralysis | Stroke | Alzheimer's Disease | Motor Neurone Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease | Poliomyelitis
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Others
Loss of Independent Existence | Loss of Limbs | Deafness | Loss of Speech | Medullary Cystic Disease | Systematic lupus Eryth. w. Renal Involvement | Major Burns | Aplastic Anaemia
closePlease read the definitions and exclusions mentioned in the Terms & Conditions.
*The CI Benefit for Angioplasty is subject to a maximum of Rs. 5,00,000. On payment of Angioplasty, if the CI Benefit is more than Rs. 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. The future premiums payable for the residual CI Benefit will reduce proportionately.
6,900
Added protection for your family and loved ones.
This option provides you with all the benefits of the iProtect Life Option such as Terminal Illness Benefit and Waiver of Premium on Disability and also gives you:
closeAccidental Death (AD) Benefit
Death by accident of the breadwinner is a huge shock for the family and loved ones of the insured. With the Accidental Death Benefit we provide a lumpsum addition to the Death Benefit which is paid to your nominee in case of unfortunate event of death by accident. The Life Plus Option is a very affordable way to enhance your coverage significantly.
6,700
The perfect way to start protecting your family.
ICICI Pru iProtect Smart Life option is loaded with features that help you through difficult times:
Terminal Illness benefit:
The payout amount that the nominees receive in the unfortunate case of the death or diagnosis of terminal illness of the insured.
closeWaiver of Premium On Disability:
In the unfortunate case of permanent disability due to an accident, your policy continues without you having to pay any premiums
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Summary
Your Information
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your Name
Lorem Ipsum
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Gender
Male
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Date of birth
28/02/1992
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email
lorem@ipsum.com
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Mobile
987654321
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Tobacco Consumption
Yes
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